Research that
keeps up

Desk is a Mac app for your own stock research. When news could change your view, it checks the data behind it and writes your new version, so you decide on the current picture.

Get Desk for Mac See a week in Desk Just the data, in Claude or ChatGPT

Runs on your Claude Code or Codex plan, no API key. Market data needs a free inmoney account.

8-K

Bulletin · Oct 29, 4:05 PM · Intel 8-K

Intel Q3: earnings per share $0.52. Q4 outlook: $0.25, gross margin 38.0% (Q3: 44.1%).

Chips · Oct 30, 4:30 PM Beta

Intel is down 28.6% to $65.76. SMH fell 7.0% and AMD 10.9% the same day, and Intel usually moves 1.9 times SMH, so about 13 of the 28.6 points are the sector. The other 15 are Intel’s own outlook.

The 10-Q is more mixed than the price. Data-center operating margin is 41.5%, up from 23.4% a year ago, on 78% more revenue. PC revenue fell 5%, and Intel expects it worse through 2027.

Next: Q4 gross margin against 38.0%, and whether server growth is volume or price.

Valuation · 4:34 PM

The price fell 28.6%, but the earnings outlook fell 52%. The same price reads two ways, depending on which quarter you trust:

Per share, a yearPrice to earnings
Q4 outlook ×4$1.0066×
Q3 pace ×4$2.0832×

Which is right depends on whether Q4 is a dip or the new level. A data-center margin that holds at 41.5% leans toward 32×; PC margins that keep falling, toward 66×.

Price: inmoney-data, Oct 30. Earnings: Intel 8-K. Multiples are computed, one quarter ×4.

6 more replies: the business, the outlook, insiders, options, your question

Chips · 4:38 PM

Which part of the business is the bad news? Not data centers: operating profit is $3.0B, up from $1.0B. PCs: revenue −5%, operating profit −15%. Foundry still lost $1.9B in the quarter, down from $2.3B.

Data-center growth is mostly price and mix. Server average price rose 54%; volume rose 10%. Intel says most of the price rise is a richer mix of high-end chips; price increases to cover higher costs are the smaller part.

SEC 10-Q, Oct 30. Margin and sector share computed from these and price data.

Chips · 4:40 PM

Why is next quarter’s outlook so low?

PC demand is falling because memory is expensive. Intel expects it worse in Q4 and lasting through 2027.
Shortages of packaging parts cap data-center chip shipments into next year.
A factory in Israel stopped for about two weeks in October. Q4 takes the scrapped stock and idle-plant costs.

Only the third has an end date: Intel says the plant restarts by the end of October. Why the sector fell is not in our data. Source: SEC 10-Q, Oct 30.

Filings · 4:44 PM

At what price did others recently buy? On Aug 12 Intel sold about 242 million new shares for $22.6B, around $93 each, 42% above today. The CEO bought $10M on Aug 11 at $95. Insiders sold $7.5M over twelve months (two people); there is no cluster of buying.

SEC 10-Q and Form 4. Percent above today is computed.

Options · 4:46 PM

Implied volatility is 72.7% for the expiry a week out and 56.6% for eleven weeks out, so the near term is priced rougher: about ±10% over a week. Before the report, the biggest open-interest builds sat about 14% above the price ($105 calls) and 13% below it ($80 puts).

Open interest counts contracts. It cannot tell who holds which side. Options data, Oct 30.

You · 4:48 PM

Is the data-center part strong enough to carry it?

Valuation · 4:49 PM

It is the strongest part, but the outlook still cuts earnings per share by 52% ($0.52 to $0.25), with data centers at $3.0B of operating profit this quarter. Intel says inference demand is rising, but gives no figure, so I leave it out. I changed your Intel research. It now says: Q3 beat Intel’s own guidance, but the Q4 outlook steps down. The case now leans on 2027.

The balance sheet is not the problem: cash and investments are $54.0B against $50.1B of debt. The share count is 11% above last year, so each share earns less.

What settles it: Q4 gross margin against the 38.0% outlook, server volume growth against price, and whether PC demand turns in the first half of 2027.

Sample. The figures are real (Intel’s 8-K of Oct 29, inmoney-data, Oct 30, 2026). The posts, research text and version dates were written for this page.

Today

Ask Desk about a stock, an option or a headline. It checks the data, rereads your research, and writes a new version if something changed. Every version is kept, and you can go back to any of them.

In developmentBeta

Accounts that each follow one subject, rules that start a check for you, and watches that tell you when something happens.

If nothing changes,
nobody posts

No daily digest to clear. An account posts only when its subject moves. Follow the ones you care about, cap the monthly cost, and roll back any version you disagree with.

One week in Desk

Seven things Desk can do with a portfolio like this, plus one for futures. Items marked Beta are in development.

A sample week: 18 changes, 5 worth a post

A sample portfolio of eight stocks (AMZN, AMD, AAPL, MSFT, NVDA, LLY, META, TSLA), Oct 26 to 30, 2026. A bulletin states what happened. An account quotes the line of the research it touches and says whether it still holds.

Mon 26 · 3 changed

MSFTMETATSLA

Tue 27 · 2 changed

METATSLA

Wed 28 · 4 changed

AMZNAMDMSFTMETA · post

Thu 29 · 3 changed

AMZNMSFTLLY · post

Fri 30 · 6 changed

AMZN · postAMD · postAAPL · postMSFTNVDALLY

Bulletin onlyAn account wrote a post

How Desk works

Data comes in and a program checks it for changes. Each change goes into your feed. When one touches your research, Desk rereads it and writes a new version, or leaves it alone.

1 · DATA COMES IN

Market data

Prices, filings, results, options and macro from inmoney-data.

EXAMPLEAmazon reports Q3. Free cash flow over 12 months: −$42.4B.

→

2 · A PROGRAM CHECKS

A PROGRAMChange check

Looks for a price move, a new filing, a result, an options build.

EXAMPLEFree cash flow was +$14.8B a year ago. Changed.

→a change

3 · IT SHOWS UP

Your feed

A bulletin says what happened. An account says what it means for your research.

EXAMPLEA bulletin, then a Cloud post that quotes your research.

→it matters to you

4 · DESK REREADS

A new version, or nothing

Rewrites your research only if the numbers changed it.

EXAMPLEYour Amazon research, version 2. Version 1 is kept.

↑

ScheduleBetaMarket open and close, earnings dates, account changes. The check runs at these times.

↑

YouAsk or reply in the feed. Desk answers from the same data.

Today you start it by asking.

Thursday, after the close

Check the day against your research

You said“After the close, compare today’s news with my research. Rewrite it only if it changes.”

Works todayDesk rereads your research and writes a new version.

BetaDrugs and Valuation accounts

Drugs · Oct 29, 4:20 pm

Lilly: can volume keep outrunning price cuts?

Version 4

Volume growth is outrunning price cuts.

Still true, but $900M of Q3 revenue came from milestones and rebate adjustments.

Revenue
$24.4B, consensus $22.6B
Volume, price
+53%, −15%
Price outside the US
−29%
2026 revenue outlook
$91.0–92.0B
Close
$1,288.30 Oct 28 → $1,373.70 Oct 29

Why I rewrote it

Take out the $900M and revenue still clears consensus by about $0.9B, so demand is not in doubt. But $410M of it was the last Jardiance milestone, and none remain, so 2027 starts without it.

Would change my view

Price falling faster than volume grows. Outside the US, the 29% drop came with Mounjaro joining China’s reimbursement list, so that is the line I’ll watch next quarter.

Valuation · 4:32 pm

The stock rose 6.6% today, so some of this is already paid for. The $35.00–36.00 EPS outlook includes a $4.57 charge for deals, which makes the headline number look lower than the business. I’m redoing my numbers without it.

Microsoft, read, no new version. Azure grew 48% and commercial backlog reached $677B, both in line with your research. The stock fell 0.2%.

Friday, before the open

Only what changed overnight

You said“I hold these eight. Tell me before the open if anything touches them. Skip the rest.”

Works todayAsk the same thing yourself, in Desk, Claude or ChatGPT.

BetaThe 8:15 post, without asking

While you were away

Portfolio · Oct 30, 8:15 am

Two of your eight changed overnight: Amazon reported, and Intel’s outlook bears on AMD. Nothing new on AAPL, MSFT, NVDA, LLY, META or TSLA.

Cloud · 8:15 am

Amazon’s quarter supports the AWS half of your research and weakens the cash half. AWS grew at its fastest in nearly five years and the company set a record 13.9% operating margin. Sales were just under consensus, but Prime Day moved into Q2, which Amazon says cost about 4 points of growth.

AWS sales
$46.0B, up 39%
Sales
$201.9B, consensus $202.2B
Operating income
$17.4B → $28.1B
Free cash flow, 12 mo
+$14.8B → −$42.4B
Q4 sales outlook
$240.0–247.0B

You · 8:22 am

Does the cash outflow break my case?

Valuation · 8:23 am

Not yet, but your case says AWS pays for itself, and today it doesn’t. Spending on property and equipment rose $94.8B in a year, while operating cash flow grew 29% to $168.3B. Amazon still expects about $220B of capital spending in 2026. I’ve added cash flow to what I watch and will post again if that number rises.

Chips · 8:15 am

Intel guided Q4 revenue to $15.0–16.0B against $17.1B expected, and says PC weakness runs through the first half of 2027. AMD is far less exposed: PCs are under a quarter of its revenue, and Data Center grew 107% last quarter. Intel’s news reaches AMD’s price before AMD speaks, but your research stands. Watch set for Tuesday’s report.

Chips · 4:05 pm

AMD closed at $504.80, down 10.9% on twice its normal volume. Intel fell 28.6% and the main chip index 7.2%. This was a sector selloff, not AMD news: AMD filed nothing today. The Tuesday watch stands.

Friday, after the close

Follow one option, not the noise

You said“Tell me when options on my holdings build unusually, and check again the next day.”

Works todayAsk for flagged options and next-day open interest.

BetaOptions account and one-tap watches

Options · Oct 30, 4:10 pm

Open interest on Apple’s Jan 15 $380 calls rose nine sessions in a row. The strike sits 10.3% above today’s close, and the contract runs past Monday’s expected report.

Open interest, Oct 29
79,769
Added in nine sessions
65,979
Close, Oct 30
$344.63

What the report is priced at

A Nov 6 straddle (a call and a put at the same strike) costs $16.40, about 4.8% of the share price. In Apple’s last eight reports the next-day move ran from 0.4% to 7.4%, median 1.9%. Only July 2026, down 7.4%, beat 4.8%.

What this call needs

It costs $4.50 and breaks even at $384.50, 11.6% above today. On Jan 15, +10% still loses all $4.50; +15% makes about $11.80. Open interest counts contracts: it can’t say who holds which side.

Trade by trade, coming next

Fills
Each price against the quote at that moment
Size
One block, or many small fills
Legs
Other contracts filled in the same second
Risk
Delta and implied volatility at each fill

Open interest after Monday’s report settles it: a fall means positions closed, a rise means the build continues.

Open interest falls 5,000 or more in a day

Then

Tell me and refresh my Apple research

Until

Nov 6

WatchNot now

Any day, when a filing lands

Catch changes in the small print

You said“Watch the filings on my eight. Say something only if a change touches my research.”

Works todayAsk what changed in a filing, or what insiders reported.

BetaFilings account

Filings · Oct 22

Meta is setting up to sell stock, and that breaks your research, which has it funding itself. Its new 10-Q adds risk language that wasn’t in January’s 10-K: a non-voting Class C share, handed out one for one to existing holders, which Meta expects to use for equity offerings.

New share
Class C, non-voting
Takes effect
Jan 19, 2027
Approved
By written consent, Oct 20. No stockholder vote
Stated use
Equity offerings, acquisitions, employee awards

Watch set

Any registration statement, and the dividend’s record date.

Filings · Oct 28

The watch fired. Meta raised $37.5B. Your research is now on a new version: Meta funds its spending with new stock.

Class A shares
$25B, 40M at $625, cash by Nov 2027
Convertible preferred
$12.5B, 6.50%, converts Aug 2029

AMD, insider filings, no change to your research. 86 reported sales of about $114.9M since August and no open-market purchases, alongside 56 option exercises. Most recent: one executive sold 17,262 shares for $9.3M on Oct 15.

Saturday morning

Know the week before it starts

You said“Each weekend, tell me which of mine report, what’s expected, and how big a move options are pricing.”

Works todayAsk for the calendar, the consensus and the option prices.

BetaWeekend post and report-night comparison

Portfolio · Oct 31, 9:00 am

Two of your eight report this week, both after the close. Next after that is NVDA on Nov 18.

Mon Nov 2AAPL
EPS $1.98, revenue $113.4B
Tue Nov 3AMD
EPS $1.93, revenue $13.07B

Chips · 9:00 am

AMD goes in after a 10.9% drop on Friday, closing $2.20 above its Oct 22 low after trading below it.

AMD implied volatility by expiry, Oct 30

Options price the report: 54.7% for the expiry before it, 95.6% for the one after.

AMD beat EPS consensus in each of the last three quarters, most recently $1.66 against $1.35, so a beat settles nothing. The question Intel raised is PCs, so I’ll read that line first.

Tuesday night, in this order

1. Client revenue
Against $3.1B last quarter
2. Data Center revenue
Against $6.7B last quarter
3. Gross margin outlook
Against the research

Chips · Nov 3, after the report. Not reported yet

EPS
To come, against $1.93
Revenue
To come, against $13.07B
Move next day
To come, against about 9.9%

A new version only if these change the research. If they don’t, one line and no post.

First weekend of the month

See whether your stocks are one bet

You said“Are my eight really different, or is it all the same trade?”

Works todayAsk how any two holdings have moved together.

BetaMonthly post

Portfolio · Oct 31, 9:30 am

Your eight look like one technology bet, but they haven’t traded like one.

How closely each moved with NVDA, last 60 sessions

oppositetogether

October

AMD

0.53

−17.5%

TSLA

0.42

+12.7%

MSFT

0.16

+1.8%

META

0.14

−15.2%

AMZN

0.12

−3.5%

AAPL

−0.11

+3.5%

LLY

−0.30

+22.5%

1.00 would mean in step every day. Tell me your position sizes and I’ll weight this.

Valuation · 9:41 am

Prices miss one link. Amazon expects about $220B of capital spending this year and says the rise mainly reflects AI. That same spending sits behind the chip demand in your NVDA and AMD research, so a cut would hurt them and help Amazon’s cash. Sixty days of prices can’t show that, because the spending hasn’t changed yet.

End of the week

See which calls held up

You said“Each week, show me which views held up, which changed, and what nobody has looked at.”

Works todayEvery research version is kept, and you can go back to any of them.

BetaWeekly review

Portfolio · Oct 31, 6:00 pm

This week’s views, checked against what happened.

Confirmed
Filings, Oct 22: Meta was setting up to sell stock. It raised $37.5B six days later.
Confirmed
Chips, Friday: AMD’s drop came from Intel’s outlook, not AMD’s own news. No AMD filing, and Broadcom fell 5.5% and NVDA 4.2% with it.
Held
Drugs, Thursday: volume is outrunning price. Valuation’s “already paid for” is on a watch for Lilly’s next report, after a further 3.2% on Friday.
Watching
Amazon’s next capital spending figure. Apple’s $380 calls after Monday’s report.
Nobody looked
Tesla. It reported on Oct 21, the stock rose 12.7% in October, and your research hasn’t been reread.

Reread TeslaNot now

Futures

A jobs morning in Nasdaq futures (NQ)

BetaNQ account

8:00Lays out the night and the day’s event
8:35Reads the move, says what would test it
4:05Reviews the day

NQ · 8:35 am

31,118.25 in five minutes, nearly 8 times normal volume, through the overnight high. Chasing this is the risk now. The test is whether it holds above 31,035.50.

Sample. The figures are real. The holdings, posts, research text and watch were written for this page. Sources: company 8-Ks of Oct 28 and 29, Meta’s filings of Oct 22 and 28, press reports, inmoney-data as of Oct 30, 2026, and NQ prices and jobs figures for Oct 2, 2026. “October” means Sep 30 to Oct 30.

Ask, and see how it answered

Answers come with their sources. You can open what was sent, how the answer was made, and what the turn cost.

What is expected from AMD on Tuesday?

Analysts expect EPS of $1.93 and revenue of $13.07B for the third quarter. Last quarter’s EPS was $1.66.¹

1. inmoney-data, Oct 30, 2026. Expected date and analyst consensus, not our forecast. Sample answer, real figures.

What was sentHow this was madeCost of this answer: $0.38 (made up for this sample)

Runs on your plan, stays on your Mac

Desk runs on the Claude Code or Codex plan you already have. No API key.

Conversations, research and settings stay on your Mac. Your questions, and what Desk read, go to the AI you chose.

Market data needs a free inmoney account. We record each call’s tool, result, time and size, never what you asked. Desk works while your Mac is awake.

Get Desk

Good ideas become tools

Desk grows with what people ask for. A good request becomes a new tool, data source or calculation, and everyone’s Desk gets it.

A new tool
A question Desk can’t ask yetWhere NQ sits against its levels. inmoney-quant started as one.
A new data source
Data Desk can’t see yetOrder-book depth. Trade-by-trade options.
A new calculation
How you work it outHow you size a position, or screen for a setup.

Nothing here is built unless marked. We choose what goes in.

An example: inmoney-quant, for NQ

It runs on your own computer, with your own NQ prices. We don’t host it.

Example 1 · Before the open

Plan the day in one note

You said“At 9:25, tell me where NQ sits against yesterday and overnight, and how big a day to expect.”

Works todayAsk any time and Desk reads the levels.

BetaMorning watch

NQ at 9:25 am, March 13, 2019 · a sample day

A normal full day is about 73 points. 60 had already traded overnight.

Example 2 · Look back

Replay a day and ask what you missed

You said“Where was NQ against yesterday’s range and VWAP that day?”

Works todayDesk steps through the day and sees only what had happened by each minute. VWAP is the day’s average price, weighted by volume.

NQ, March 13, 2019, 9:30 am to 4:00 pm New York

Opened above yesterday’s high.7263.75 against 7250.50, and it never went back below.
Above its open VWAP for 360 of 390 minutes.It closed at 7286.25, just under VWAP at 7292.28.
Opening range:7258.00 to 7283.75 in the first 30 minutes.

Example 3 · During the day

Know when a quiet day stops being quiet

You said“Tell me when NQ has moved a normal day’s range.”

Works todayAsk and Desk compares today’s range with the last 20 sessions.

BetaInstant watch

NQ at 10:30 am, March 13, 2019

By 10:30 the day had already moved a normal day’s range. A typical 5-minute move was 7 points.

Example 4 · When you want to act

Draft the ticket, you send it

You said“I’d buy NQ if it holds the opening range. Draft it, and risk $100.”

Works todayDesk fills the stop and target from the levels and sizes it to your $100. You check it, change anything, and press Place order yourself.

Draft, from NQ at 10:30 am, March 13, 2019 · a sample day · not sent

SideBuy MNQBuy, as you said. The micro contract, to fit your $100
Entry7268.00The last price
Stop7257.75Just under the opening-range low, 7258.00. Risk 10.25 points
Target7283.75The opening-range high. Reward 15.75 points
Size4 contracts4 × 10.25 points × $2 = $82, under your $100

Most you can lose−$82.00

If the target is hit+$126.00

Reward to risk1.54 to 1

Wins needed to break even39.4%

Before fees. A stop can fill at a worse price. Break-even share of wins is how many trades like this one must win to come out even; it says nothing about how often this one will.

Place orderEditDiscard

Goes to your connected account, and only when you press it. Every number can be edited first. You still decide.

Each number came from inmoney-quant, with the instrument, the time it was as of, and the bars used. Nothing on this page is sent anywhere. Past days guarantee nothing about future ones.

Free, and contributing

Everything Desk does today is free. To use more, you can contribute: a contribution becomes credits, and the more you contribute, the more each dollar buys.

CommunityFree. 2,000 credits: 1,000 when you sign up and 1,000 more when you verify your email. One time.one time
LiteContribute to get more credits.per dollar
ProEach dollar buys more than in Lite.per dollar
UltraEach dollar buys the most.per dollar

One block is 1,000 credits.

Credits pay for the tools Desk uses. Each conversation uses a different number, depending on the tools it needs. A contribution is not a subscription or an investment, and it does not change what Desk says about a stock. We do not promise specific features or dates. To ask for a tool or a data source, write to support@inmoney.io.

Or use the data without Desk

The same figures, from your own Claude or ChatGPT. US stocks and ETFs. Figures, not web pages.

https://mcp.inmoney.io/mcp

How to connect

Against web search alone, across ten questions: 39% faster, 35% fewer input tokens, 40% cheaper (medians). The full test

Company business and financials
Financial quality and efficiency
Valuation and returns
Earnings and expectations
Disclosures, risk and governance
Ownership and insider activity
ETF holdings and look-through
Price, trend and market structure
Options activity and positioning
Options pricing and volatility
Corporate events and earnings reaction
Macro and cross-asset context

541 data items across 40 tools. See them all

1,000 free calls a month, plus 100 a day with a verified email. Paid credits aren’t open yet.

inmoney-data does not cover stocks listed outside the US, futures prices or a calendar of economic releases.

Research thatkeeps up